Identify
What did the AI find?
MPAI reviews the policy and identifies potentially relevant exclusions, endorsements, deductibles, coverage provisions, and conditions with source references.
Illustrative example: Policy Exclusion — Source Page 47
Built for Licensed Public Adjusters
From Policy Language to Documented Professional Judgment.
Your Expertise. Your Judgment. Documented.
Illustrative policy-review imagery and sample results
Upload an insurance policy as a PDF, Word document, or phone camera photo.
MPAI organizes potentially relevant coverage provisions, exclusions, endorsements, deductibles, and conditions—with references to the original policy.
Find the issue faster. Document the judgment in your own voice.
Type—or use your device’s keyboard dictation—then review, edit, and save your professional evaluation alongside the specific policy issue.
One connected workflow. From the field or your desk.
Organized Policy Intelligence. Professional Judgment Stays With You.
- PDF, Word & Camera Uploads
- Source-Referenced Policy Issues
- Keyboard Dictation & PA Judgment Entries
- Organized Professional Review Records
- Web Access — No Download Required
Prepaid policy reviews are opening in stages. Choose one policy or a pack; get Unlimited through the app. If checkout is temporarily unavailable, please check back soon.
MPAI identifies the policy issues. Observer™ challenges the analysis. The licensed public adjuster makes and documents the decisions.
The Problem
Policy Review Deserves a Closer Look.
Hours of Manual Review
Homeowner policies can contain dense language spread across forms and endorsements. Reviewing those provisions takes professional attention.
Missed Coverage Language
Exclusions, definitions and endorsement conditions can be easy to overlook during a busy inspection schedule.
Managing Multiple Files
When CAT files accumulate, keeping the relevant policy language organized for each claim becomes another task.
See the CAT-season workflowMPAI supports the first pass. You verify the findings.
How It Works
A First Pass. Then Your Professional Review.
01
Upload Your Policy
Start with a PDF, Word document, or phone camera photo. Document quality affects the analysis.
02
Identify Potential Issues
MPAI organizes potentially relevant exclusions, endorsements, deductibles, conditions, and other policy provisions, with source references for review.
03
Review the Original Language
Review the policy language, endorsements, relevant facts, and supporting information.
04
Type or Dictate Your Evaluation
Type—or use your device's keyboard dictation—then review, edit, and save your professional evaluation alongside the specific policy issue.
05
Preserve Your Professional Record
Keep the issue and your evaluation together in a structured, timestamped professional record.
Inside MPAI · Illustrative examples
Built for the Desk and the Field.
Built-In Observer™ Framework
Don’t Just Analyze the Policy. Challenge the Analysis.
Two AI passes with different purposes. Professional judgment remains with the adjuster.
Challenge
Observer™ Second Pass
What might the first pass have missed?
Observer™ questions the initial analysis, checking policy evidence for potential omissions, contradictions, unsupported interpretations, and source mismatches.
Illustrative example: Potentially conflicting endorsement — Review required
Decide
What does the licensed adjuster conclude?
The licensed public adjuster reviews the original evidence, applies independent professional judgment, and records the professional evaluation.
Illustrative example: PA Evaluation — Additional investigation
Document
What supports the decision?
The professional evaluation, source evidence, and Observer™ challenge observations stay preserved with the policy issue, so the file shows what was found, challenged, and concluded.
Illustrative example: PA Evaluation + Source References — Saved with the issue
Two AI Passes. Different Purposes. Your Professional Judgment.
MPAI organizes the policy evidence. Observer™ challenges the findings. You remain responsible for the professional decisions.
Security & data handling
Professional Accountability Extends to Your Data.
MPAI combines source-referenced policy analysis and documented professional review with controlled access, responsible document processing, and defined data-management procedures.
Controlled Access
Supabase-backed authentication and verified account-level protections help keep policy-review information available only to authorized users.
Responsible Processing
Transparent handling of policy information, with disclosure of the authorized service providers involved in processing.
Deletion & Retention Controls
In-app deletion and retention controls for account and policy-review data, with a verified request process for anything further. Retention exceptions and limits are described on the security page.
Learn About Security & Data Controls
These statements describe current practices, not certifications. Detail, exceptions, and request procedures are on the Security & Data Handling page and in the Privacy Policy.
What You Get
Policy Language to Review Before the Inspection.
Plain-English Coverage Summary
An organized first pass through coverage provisions, with source references for your review. You determine how the policy applies.
Policy Risk Flags
Potential exclusions and conditions that deserve a closer look before an inspection or filing.
Conditions & Endorsements
Policy conditions, deductibles and endorsements to review alongside the claim facts.
Source Policy Language
Relevant policy language and source references to check against the original document.
The Core Differentiator
AI Can Find the Clause. Only You Can Make the Professional Judgment.
Finding relevant policy language is only the beginning. MPAI helps licensed public adjusters connect policy findings to their own professional evaluations.
When MPAI identifies a potentially relevant exclusion, endorsement, deductible, or condition, you can review the original language and document your evaluation directly within that specific issue.
No disconnected voice notes. No separate document required just to remember what you reviewed. Your reasoning stays connected to the policy issue.
Illustrative example
Potential issue
Water damage exclusion — Section I
Source reference: Policy p. 14, Exclusions 2.c
Your judgment entry
"Insured reports the leak began after the March 12 storm. Need the plumber's invoice before deciding how this exclusion applies. Follow up Thursday."
Illustrative example — not a product screenshot.
Find the Issue
Surface potentially relevant policy provisions with references to the original document.
Record Your Judgment
Type—or use your device's keyboard dictation—to record your professional reasoning, unresolved questions, and next actions directly within the issue being reviewed.
Preserve the Professional Record
Maintain an organized, timestamped record showing the policy issue, source reference, review status, and professional evaluation.
MPAI's analysis is AI-generated reference material for your review. Your judgment entries are your own professional evaluation—entered by you, in your words, and kept with the issue they belong to.
Flexible Policy Uploads
A Policy in Your Hands. A Review Within Reach.
Whether the policy arrives as a PDF, Word document, or photograph, MPAI helps organize it for professional review. Upload from the office or capture policy pages using your phone. Spend less time navigating disconnected documents and more time evaluating what matters to the claim.
PDF Upload
Word Document Upload
Phone Camera Capture
Organized Policy Findings
Keyboard Dictation
Your Professional Judgment. In Your Own Voice.
When reviewing a specific clause, exclusion, endorsement, or condition, type your reasoning—or use your device's keyboard dictation.
Review the text, make corrections, and save your evaluation within the relevant policy issue. Dictation is handled by your device or keyboard provider under that provider's settings; MPAI saves only the text you enter.
Your professional judgment remains yours.
- 1
Open a policy issue.
- 2
Select the professional evaluation field.
- 3
Dictate with your device keyboard, or type.
- 4
Review and edit the text.
- 5
Save the issue-specific evaluation.
Illustrative workflow — verified product screenshots will replace it when available.
Professional Documentation
What You Reviewed. What You Decided. Why It Matters.
MPAI helps organize policy findings and your professional evaluations into a structured review record.
Keep source references, review statuses, reasoning, and next actions connected to the relevant issue.
Create a clearer record of the professional review process without relying on scattered notes and disconnected files.
Illustrative example — fictional details
- Policy issue
- Water damage exclusion — Section I
- Source reference
- Policy p. 14, Exclusions 2.c
- Review status
- Reviewed — follow-up needed
- Your evaluation
- "Leak reported after March 12 storm. Awaiting plumber invoice."
- Recorded
- Mar 14, 2026 · 4:32 PM
Illustrative example — not a product screenshot. AI-organized findings and your own evaluations are kept distinct.
Who It's For
Whether It's Your First Claim or Your Thousandth.
New Adjusters
Use an organized first pass to guide your review of homeowner-policy provisions. Check source references and claim facts; MPAI does not substitute for experience or professional judgment.
Seasoned Adjusters
Keep relevant policy language organized across inspections and active files. MPAI supports a first pass for your review. Processing time varies by document length and quality.
Illustrative Policy-Review Examples
52 Pages
Sample homeowner-policy review
An illustrative homeowner-policy example showing provisions and source references to check before an inspection. Not a guaranteed result or processing time.
3 Sample Flags
Illustrative findings for review
Example flags for exclusions and conditions. Actual findings depend on the document and must be verified against the source policy.
First-Pass Review
Processing time varies by document
Upload or photograph the policy, review the first-pass findings, and check the relevant language against the original document.
Built For Licensed Professionals
Built to the Standards Licensed Adjusters Actually Work Under.
MPAI supports policy review by licensed public adjusters. Our Terms of Service and Privacy Policy are published on this site.
Built With Licensed PAs in Mind
License attestation required
MPAI is intended for licensed public adjusters. License attestation is required before prepaid checkout; attestation is not independent license verification.
Privacy Policy Available
Terms of Service & Privacy Policy
Our Privacy Policy and Terms of Service are published on this site and explain what data we collect, how we use it, and your rights.
Data Protected via Row-Level Security
Database-level access controls
Database-level access controls (Row Level Security) protect user and license data.
AI Disclosure Active
Anthropic Claude API
Every analysis is AI-generated and disclosed. Outputs are reviewed by you, the licensed professional, before use in any claim.
Policy documents and saved evaluations can contain personal information. Processing may involve service providers; saved reviews are distinct from temporary processing artifacts. See our Privacy Policy for data handling and deletion requests.
You're still the adjuster.
MPAI provides AI-assisted policy organization and review support. AI-generated findings may be incomplete or incorrect. Licensed public adjusters remain responsible for reviewing original policy language, evaluating claim facts, and making professional determinations.
For Public Adjusting Firms
A More Consistent Review Process for Every Adjuster.
MPAI helps public adjusting firms establish a consistent approach to identifying policy issues, challenging AI findings, reviewing source evidence, and documenting professional decisions—without replacing their existing claims-management workflows. The technology supports firm consistency while each licensed adjuster keeps individual professional responsibility.
Explore MPAI for FirmsPolicy review access
Pricing
One policy, a prepaid pack, or predictable monthly access.
Purchasing is not available from this page.
Prepaid
Single Policy Scan
$15one-time
For an adjuster who needs to review one policy.
- 1 policy review credit
- No subscription required
Prepaid
5-Scan Pack
$39one-time
For occasional policy reviews and smaller workloads.
- 5 policy review credits
- No subscription required
MOST POPULAR
15-Scan Pack
$79one-time
For adjusters managing multiple active claims.
- 15 policy review credits
- No subscription required
Prepaid
30-Scan Pack
$129one-time
For higher-volume policy review workloads.
- 30 policy review credits
- No subscription required
Monthly access
Unlimited
$59/month
For adjusters who review policies regularly and prefer predictable monthly pricing.
- Unlimited eligible policy reviews while your subscription remains active
- Subject to applicable terms and usage controls
Prices exclude applicable sales tax.
Prepaid policy review credits are valid for 12 months from purchase.
For licensed public adjusters. License attestation is required before prepaid checkout.
MPAI is an AI-assisted policy review tool designed for public adjusters. It helps identify relevant policy provisions for professional review. It does not replace licensed professional judgment or determine coverage.
Already a member? Sign in
Firms & associations
Let's talk about professional policy review for your team.
Questions
How do I get access?
Prepaid purchases are opening in stages. Choose a Single policy review or a prepaid pack and complete the license attestation before checkout. If checkout is temporarily unavailable, please check back soon. Unlimited is purchased through the app’s upgrade page, not through prepaid checkout.
What does access cost?
Single is $15 for one analysis. Packs are $39 for 5 analyses, $79 for 15, and $129 for 30. Unlimited is $59/month through the app. Prices exclude applicable sales tax.
Does MPAI determine coverage?
No. MPAI provides AI-assisted policy analysis. The licensed professional reviews and verifies the source policy and makes professional determinations.
Is MPAI only for CAT claims?
No. MPAI is built for policy review by licensed public adjusters. The CAT page highlights one high-volume use case.
Does MPAI record my voice?
No. MPAI does not provide built-in audio recording or transcription. When you choose your device’s keyboard dictation, speech processing is handled by your device or keyboard provider under its settings and policies. MPAI receives the resulting text entered into its fields. Review and edit the text before saving your evaluation.
How are saved reviews retained?
Saved workspaces, analysis results, and professional evaluations are part of your review work; completing an analysis does not mean the saved workspace disappears. Temporary processing artifacts are distinct from saved reviews. No fixed retention period, automatic cleanup, or guaranteed long-term archive is promised.
How do I request deletion?
Delete saved review content through the in-app deletion controls, or request deletion through the existing contact form. Identify your account and the review concerned without sending the policy or unnecessary client information. Immediate or complete deletion across every system, and recovery of deleted content, are not promised.
Contact MPAIHow do I identify a saved policy review?
Your professional evaluation is saved alongside the specific policy issue in its policy workspace. Verify the original policy and client details against your own records. Do not rely on MPAI as a replacement for your firm’s file identification or record-keeping process.
Does MPAI replace my existing claims workflow?
No. MPAI supports source-referenced policy review and issue-specific professional evaluations within your existing workflows. It is not a complete claims-management platform or a guaranteed long-term records archive.
I already have MPAI Unlimited. Should I buy the new Unlimited plan?
No. Sign in to your existing account to access your current subscription.
Referral Partner Program
Interested in a Partnership?
Support a consistent policy-review process while keeping your team’s existing workflows. Firms and associations can contact us about collaboration; any partnership terms would be confirmed separately.
Mobile-First
In the Field. At Your Desk. Your Review Goes With You.
MPAI is designed for adjusters who work beyond the office. Use MPAI through your web browser without installing software, and access your organized policy reviews and professional evaluations from supported mobile and desktop devices.
Web Access
No download required
iPhone App
Coming Soon
Android App
Coming Soon
Bring MPAI to Your Firm or Association.
For firms, associations, and partnership inquiries. Individual adjusters can purchase a prepaid policy review or pack on this page, or get Unlimited through the app.
eric.johnson@mobilepolicyadvisor.com · mobilepolicyadvisor.com